regulated/deregulated.
See also
Deregulation of lending industry; Regulations, reregulating lending practices; Usury laws
Iovine, Vickie
Iowa bankruptcy data collection
Jones, Edith
Kilmark, Constance
K-Mart
Lawless, Robert
Layoffs
and family income(fig.)
and two-income families
See also
Bankruptcy, job loss: Unemployment
Learning disabilities
Lee, Sheila Jackson
Loans
home equity loans
loan sharking
Loan to Own practice
long-term/short-term commitments
predatory lending practices
See also
Democratization of credit; Mortgages; Student loans
Long-term care insurance
Los Angeles bankruptcy data collection
Lott, Trent
Managers/supervisors
Markell, Bruce
Marriage
couples who never marry
marital problems.
See also
Divorce
remarrying
Martinez, Arthur C.
Maryland bankruptcy laws
Mather, Cotton
Mawn, Barry
MBNA credit card company
Medicaid
Medical problems.
See
Health issues
Middle class
and consumerism.
See also
Consumption.
in the future
and loss of health insurance
middle-class single mothers.
See also
Mothers, single mothers
and need for two incomes
Minorities
Money
magazine
Morality and debt
Mortgages
costs
deregulation of mortgage lending industry
down payments
FHA-backed
a generation ago
home equity loans
loan to own practice
and redlining
refinancing
second
size of
subprime
See also Forclosure rates; Homes
Mothers
child support for never-married.
See also
Child support
entry into the workforce
and family income a generation ago
single mothers
working, after giving birth
See also
Families, with stay-at-home mothers; Families, with two incomes
Murray, Patricia
NAACP.
See
National Association for the Advancement of Colored People
Nashville bankruptcy data collection
National Association for the Advancement of Colored People (NAACP)
National Collegiate Athletic Association
National Consumer Bankruptcy
Coalition (NCBC)
National Housing Institute
NCBC.
See
National Consumer Bankruptcy Coalition
Newman, Katherine
Newsweek
New York State Banking Department
New York Times
NOW Legal Defense and Education Fund
Payday loans
Pelosi, Nancy
Pennsylvania
Bankruptcy data collection
Philadelphia
Planning.
See
Financial planning
Police officers
Political contributions.
See also
Campaign finance reform
Porter, Katherine
Pottow, John
Poverty
being “house poor,”
poverty line
Preschool.
See
Education
Professors.
See
Teachers/professors
Public goods
Public housing
Regulations
reregulating lending practices
See also
Deregulation of lending industry
Religious leaders
Renting
Repossessions.
See also under
Automobiles
Republicans.
See also
George W. Bush, Orrin Hatch, Henry Hyde
Retirement/retirement accounts
Risk(fig.)(fig.)
after filing for bankruptcy
of lenders
See also under
Families
Safety issues
and automobiles and car seats
See also
Crime; Violence
Safety net
S&L.
See
Savings and Loan crisis
Saving(s) (fig.)
as tax exempt
Savings and Loan (S&L) crisis
Schill, Michael
School transportation expenses
Schools.
See
Education.
Schor, Juliet
Schumer, Charles
Sears retail chain
She Works, He Works: How Two-Income Families Are Happier, Healthier, and Better Off
Social Security
Disability Insurance (SSDI)
South Dakota usury laws
Sports, college
SSDI.
See
Social Security, Disability Insurance
Steinbeck, John
Student loans
and bankruptcy
Subsidies
Suburbs
Sullivan, Teresa A.
Supply and demand.
See also
Bidding wars
Supreme Court
Taxes
and bankruptcy
on savings
tax credits
Teachers/professors
Tennessee bankruptcy data collection
Texaco
Texas
bankruptcy data collection
bankruptcy laws
Thacher, Thomas D.
Thorne, Deborah
Two-income trap
and one-income families
and single-parent families
See also Families, with one income; Families, with stay-at-home mothers; Families, with two incomes; Safety net
Unemployment
unemployment insurance
See also
Layoffs
United Airlines
Universities.
See also
Education, college education
Urban centers
urban flight
U.S. News & World Report
Usury laws
Vacation spending
Values
Violence
Violence Against Women Act
Voucher programs.
See under
Education
Wachter, Susan
Wages
differential in men’s/women’s
garnishing
growth of women’s
Weill, Sandy
Weitzman, Lenore
Welfare
Westbrook, Jay Lawrence
Widows
Wisconsin, University of
Women
bankruptcy and
childless
education
income
legal protections
in the workforce
See also Divorce; Families; Feminism; Mothers; Women’s movement
Women’s movement.
See also
Feminism
Woolhandler, Steffie
YWCA
ABOUT THE AUTHORS
Elizabeth Warren
is the Leo Gottlieb Professor of Law at Harvard Law School. She has coauthored six books on bankruptcy and commercial law, including the prizewinning
As We Forgive Our Debtors
and
The Fragile Middle Class.
She was senior adviser to the 1997 Congressional Bankruptcy Review Commission on Bankruptcy. In 1998, the
National Law Journal
named her one of the Fifty Most Influential Women Lawyers in America. She is the mother of two grown children, and she lives in Cambridge, Massachusetts, with her husband.
Amelia Warren Tyagi
holds degrees from Brown University and the Wharton School at the University of Pennsylvania. She worked as a consultant for McKinsey & Company, where she specialized in health care and public education. In 1999, she cofounded a health benefits firm, HealthAllies. She lives in Los Angeles with her husband and their two-year-old daughter.
Warren and Tyagi are mother and daughter. This is their first book together.
Copyright © 2003 by Elizabeth Warren and Amelia Warren Tyagi
Published by Basic Books,
A Member of the Perseus Books Group
Hardback first published in 2003 by Basic Books
Paperback first published in 2004 by Basic Books
All rights reserved. No part of this book may be reproduced in any manner whatsoever without written permission except in the case of brief quotations embodied in critical articles and reviews. For information, address Basic Books, 387 Park Avenue South, New York, NY 10016-8810
Books published by Basic Books are available at special discounts for bulk purchases in the United States by corporations, institutions, and other organizations. For more information, please contact the Special Markets Department at the Perseus Books Group, 11 Cambridge Center, Cambridge, MA 02142, or call (617) 252-5298, (800) 255-1514 or e-mail
[email protected].
Warren, Elizabeth.
The two-income trap : Elizabeth Warren and Amelia Warren Tyagi. p. cm.
eISBN : 978-0-465-00991-6
1. Dual-career families—United States. 2. Family—Economic aspects—United States. 3. Bankruptcy—United States. I. Tyagi, Amelia Warren, 1971- . II. Title.
HQ536.W35 2003
306.3’6’973—dc21
2003010496
/