“I need to ask you something.”
“I’m in the middle of a closing.”
“It won’t take long,” he said, then kept talking because he knew she’d cut him off if he didn’t. “What’s a credit score?”
She spoke in her normal voice. “Are you an idiot?”
“Yeah, Joyce. You know I am.”
She gave a heavy sigh that sounded more labored than usual. He wondered if she had a cold or maybe she’d started smoking again. “All the credit card companies, the banks, anybody who lets you buy anything on credit, report to credit agencies about how well you pay your bills, whether you’re on time, whether you’re slow, if you make the minimum payment or pay it all off each month or whatever. Those agencies compile your payment histories and come up with a score that tells other companies how good a credit risk you are.”
“Is seven hundred ten a good score?”
“John,” she said. “I really don’t have time for this. What kind of scam are you running?”
“None,” he said. “I don’t run scams, Joyce. That’s not why they sent me to prison.”
She was quiet and he knew he had pushed her too far. “I haven’t forgotten why they sent you to prison,” she said, the edge to her voice telling him she was having a hard time keeping control.
“What if somebody got my information and used it to get credit cards and stuff?”
“Then it’d wreck your score.”
“No.” He clarified, “What if they were paying off the cards and everything every month?”
She hesitated a moment. “Why would they do that?”
“I don’t know, Joyce. That’s why I’m asking you.”
“Are you for real?” she demanded. “What is this, John? Just ask me what you need to know. I’ve got work to do.”
“I
am
asking you,” he said. “It’s just that someone…” He let his voice trail off. Would this implicate Joyce in whatever was going on? Could she somehow get in trouble for having knowledge of this? He didn’t know how the law worked. Hell, last week he hadn’t even known there was such a thing as a credit score.
He didn’t know, either, if Ms. Lam tapped the phone.
He finally said, “It’s this scam some guys were running in prison.”
“Jesus.” She was whispering again. “You’d better not be getting involved in it.”
“No,” he said. “I’m keeping my nose clean.”
“You’d better be, John. They will throw your ass back in jail so fast you won’t even have time to think.”
“You sound like Dad.”
“Is that your way of asking how he’s doing?”
John realized he was holding his breath. “No.”
“Good, because he wouldn’t want me telling you anyway.”
“I know.”
“Christ, John.” She sighed again. He was upsetting her. Why had he called her? Why did he have to bother her with this?
He felt tears in his eyes and pressed his fingers into the corners to try to stop them. He remembered when they were little, how she used to play with him, dress him up in Richard’s clothes, pretend she was his mother. They had tea parties and cooked cupcakes in her Easy-Bake Oven.
He asked, “Do you remember that time we melted Mom’s present?” John was six, Joyce was nine. They had saved their allowance and bought a bracelet for their mother’s birthday. Joyce had suggested they bake it in a cake to surprise her, something she’d read about in a book. They didn’t realize the bracelet was costume jewelry, and when they put it in the little oven, turned on the hundred-watt bulb to cook the cake, the bracelet had melted into the rack. The smoke had set off the fire alarm.
“Remember?” he asked.
Joyce sniffed, not answering.
“You okay?” he said. He wanted to know about her life. Was she seeing anybody? She’d never been married, but she was so damn pretty and smart. There had to be somebody in her life, somebody who wanted to take care of her.
“I’m getting a cold,” she said.
“You sound like it.”
“I gotta go.”
He heard the soft click of the phone as she hung up.
The next three days were riddled with storms-the clouds spitting down rain one minute, parting for the sunshine the next-and John was basically out of a job until they cleared. He found himself wishing he hadn’t blown fifty dollars on that hooker. But then, sometimes he found himself wishing he had fifty more to give her. What question would he ask her this time? Maybe, what did it feel like to be in love? What did it feel like to hold somebody who wanted to hold you back? He wanted to talk to her again. He wanted to know about her life.
Unfortunately, he couldn’t afford it.
Growing up, John hadn’t had to worry about how to put food on the table or clothes on his back. His parents took care of everything. There were always fresh sheets on the bed, the toilet was magically clean and whenever he opened the refrigerator, it was filled with all the things he liked to eat. Even in prison, everything was provided for him. They had a strict schedule and firm rules, but as long as you did what you were told, you didn’t have to worry about anything.
During a good month at the car wash, John pulled in about a thousand dollars after taxes. Rent for his ten-foot by ten-foot roach-encrusted room was four hundred fifty dollars-a premium, to be certain, but no one else would take him in so his landlord felt entitled. Renting an apartment would have made things cheaper, but John couldn’t swing the hefty deposit, let alone the various connection charges and down payments utility companies required. MARTA wasn’t cheap, either. The city offered a Monthly Trans Card for unlimited bus and subway rides, but that cost around fifty-two dollars a month. Sometimes, John couldn’t afford to pay all that up front and he ended up shelling out a buck seventy-five each way in order to get to and from work.
Food, which mainly consisted of dry cereal, banana and peanut butter sandwiches and the occasional piece of fruit, ran around a hundred twenty dollars a month. John had to buy milk in small containers he could drink right away and stick with nonperishable foods. The cooler in his room was used to keep the roaches out; John couldn’t buy a bag of ice every day, especially in the summer when the heat would turn it to water before he could get it home on the bus.
For the privilege of being paroled, he paid the state two hundred thirty dollars a month. Rape and murder wasn’t cheap, and if he failed to make a payment, his ass went straight back to prison. The first money order he bought each month was made payable to the state.
This usually left him with a little less than seventy-five dollars each week for things that he needed. That was from a good week, though, and some weeks he pulled in considerably less. John forced himself to save money, skipping meals sometimes, making himself so dizzy from lack of food that he practically fell into bed at night. Once, in desperation, he had gone into one of the millions of cash-until-payday stores spotting the poorer parts of the city, but John couldn’t bring himself to pay 480 percent interest on a week-long loan. Even if he had been, they required you to have a checking account so they could wire the money directly to your bank. No bank in the world would give John Shelley a checking account.
Health insurance was a fantastical dream. John lived in terror of getting sick.
After the ill-fated phone call to his sister, John walked through the rain, kicking puddles, wishing he could kick himself for calling Joyce. She had enough trouble without him putting more on her. The truth was, he just wanted to talk to her, wanted to see how she was doing. John called her maybe once a month and she was always as happy to hear from him as she had been this morning.
A MARTA bus squealed to a stop in front of him and John checked the number before getting on. This month had been a good one, so he waved his Trans Card in front of the reader, giving the driver a nod of recognition.
“Getting cold,” the driver said.
“Sure is,” John agreed, enjoying the simple banter until he realized he’d have to buy a winter jacket. God, how much would that cost?
The bus jerked as it accelerated and John grabbed the back of a seat to steady himself as he walked down the aisle. The bus was packed, and he found a seat by an old black woman who was reading a Bible in her lap. Despite the weather, she was wearing a large pair of black sunglasses over her eyeglasses. She didn’t look up when he sat down, but he knew she had read him out of the corner of her eye.
There were scams to make money. There was always a scam, always an angle. Prison was full of men who thought they had discovered the perfect scheme. John knew that some of the guys at the Gorilla would steal receipts out of cars and change them into cash. The big chain stores were the best. All you had to do was walk in and find the same item number as what was printed on the receipt, then hand it to the girl behind the desk and get the cash. Easy money, they all said. Ray-Ray said it twice.
He changed buses at the Lindbergh station, passing the closed car wash on the way. Figuring he was running what amounted to a fool’s errand, he took the long route down Cheshire Bridge Road, knowing it would pass the liquor store where he had met Robin. That whole week, he had been thinking about her, wondering what she was up to.
Somehow, he had imagined this kind of life for her, one that mirrored his own. Maybe she had been a little spoiled like Joyce, a daddy’s girl. He wondered about her younger brother, friend to Stewie the kisser. What was he like? Did she call him up some days when she was having an especially bad time? Was he as upset to hear from her as Joyce was when John called? John couldn’t imagine what it’d be like to have a sister who was a whore. He’d want to kill every freaking man who even looked at her.
The bus passed the liquor store, and he could see three working girls standing under the cover of the awning. One of them was the loudmouth who had fought with Ray-Ray. None of them was Robin.
John sat back in his seat, watching the fancy restaurants go by. The bus stopped at the corner where the movie theater was, and he stood so that the old black woman could get off. He read the marquee, not recognizing any of the movies. He had gone to a movie with his first paycheck, shocked when he got to the ticket counter and saw the prices. Ten bucks! He couldn’t believe how much a movie cost. Even a matinee was expensive.
The bus took a right at the intersection and the scenery changed, turning more residential. John stared out the window as the houses got bigger, the yards nicer. Morningside, Virginia Highland, Poncey-Highland. Through Little Five Points, past the new Barnes and Noble, Target, Best Buy. It didn’t start to get bad again until they were well down Moreland Avenue. Liquor stores, corner groceries and auto parts stores lined the filthy street. Signs advertised cheap check cashing, low-cost insurance; one proudly proclaimed, “The only place in town selling clothing by the pound.”
Men with dirty T-shirts wrapped around their bare shoulders stood at the bus stop, slipping on their shirts at the last minute before they got on. The bus took on a new odor as construction workers started to file in. Mexicans, Asians, blacks. Pretty soon, John was the only white person on the bus.
He got off the bus when the street turned almost pretty. This part of Moreland was bordered by Brownwood and Grant Park. Families had started to move in, reclaiming the in-town area for their own. They took care of their houses, kept their yards trimmed and demanded better treatment, nicer restaurants, safer streets, than the previous inhabitants had. John had learned a long time ago that the reason the middle class had it so good was because they
expected
things to be better. They wouldn’t settle for less than they were worth. They’d just get into their shiny cars and go where they were appreciated. Poor people, on the other hand, were used to just taking what was given to them and being grateful for it.
For the moment, the rain had cleared, the sun peeking out from behind dark clouds. John didn’t want to go back up Moreland, so he got off the bus and walked into Brownwood Park, cutting through the woods. He had looked up this area in the street atlas he found in the library and was glad to see the roads were much as he expected. New construction was going up all around him, three-story mansions towering over 1950s ranch houses. How much did something like that cost, John wondered. “What kind of job did you need in order to be able to buy your own house, raise your kids, maybe drive a nice secondhand car? He couldn’t fathom the amount of cash that would take.
He took Taublib Street into East Atlanta Village, surprised to find a couple of nice restaurants and a coffee joint where he had expected abandoned buildings and auto-body repair shops. There were a couple of boutiques, a bakery and a pet store. He looked in the window where a fat orange cat was sunbathing on a bag of dog food. A cat would be nice, some kind of animal to keep him company. The cockroach Ms. Lam had found didn’t really count. That would be a luxury for another day. John could barely afford to feed himself.
At Metropolitan Avenue, he took a right, walked down a few blocks and found himself in front of the East Atlanta branch of the post office. John stared at the squat, institutional-looking building. The sign outside showed the same zip code as the credit report: 30316.
The place was packed, cars filling the front and side lot, spilling onto the street even though there were signs warning against it. The driveway to the light blue Victorian house next to the post office was blocked by a large cargo van.
The rain had started again, a light drizzle that darkened the sky. John walked down Metropolitan about fifty feet, then turned around and walked back. He watched people going in and out of the post office, wondering why the hell he had come here.
After thirty minutes of pacing up and down the street, John realized that there was nothing stopping him from actually going inside the building. His local post office was gloomy and smelled of bacon grease for no apparent reason. He bought his money orders for rent and his state fine there because it was only a ten-minute walk from where he lived. There were a lot of immigrants in the neighborhood, and sometimes people would bring in chickens and other small animals to ship to God only knew where. Oftentimes, he’d hear a rooster crowing while he was waiting in line.